Legal
Our legal documents — read them to understand your rights and how we operate.
Privacy Policy
How we collect, use, store, and protect your personal data in compliance with the Data Privacy Act of 2012.
Effective May 1, 2025
Terms of Service
The rules and guidelines governing your use of the hoapay platform, your rights, and our responsibilities.
Effective May 1, 2025
Cookie Policy
What cookies we use, why we use them, and how you can manage or delete them from your device.
Effective May 1, 2025
We Do Not Sell Your Data
Our unconditional commitment to never selling, renting, or trading your personal data to third parties.
Effective May 1, 2025